One account, one endpoint, one prepaid bill — across the speech, vision, search, document, and data APIs every AI product depends on. You call one endpoint; we hold the provider accounts, keys, and invoices.
A live wrapper already runs in production.
A single agent that talks, sees, searches, and reads touches five to ten different APIs — and each one is its own signup, key, credit card, monthly minimum, and invoice.
"OpenRouter solved exactly this for LLMs: one API, one key, one balance, hundreds of models. No one has done it for the long tail of task-APIs underneath AI products. That's LobsterFarm."
Customers buy prepaid credits through a simple fiat subscription. They call one LobsterFarm endpoint; we route each call to the right upstream provider on enterprise accounts we hold, and return the result. No provider accounts, keys, or invoices to manage — we do that.
One key, one balance
Check · meter · route · record
We hold the accounts
A high-margin recurring base, a commission that scales with usage, and a per-call price on subscription-only services that didn't exist before.
One account replaces a dozen. One bill replaces a dozen invoices. One key replaces a dozen secrets to leak. We handle provider sign-up, enterprise pricing, failover, and version churn.
For providers that sell monthly seats only, we hold the seat, pool demand across many customers, and resell competitive per-call pricing. The defensible margin — a competitor can only match it by also aggregating demand.
Customers buy prepaid credits through a simple Stripe subscription — Free / Starter / Standard / Premium, with metered overflow. Recurring, high-margin SaaS is the floor under revenue.
Every routed call is metered and recorded as a tamper-evident usage trail — so customers get per-call audit, attribution, and accounting-grade billing reports out of the box.
Developers and companies first; autonomous agents close behind. An agent can't hold a credit card, but it can hold a credit balance and call one endpoint — with per-call budgets and audit.
Customers pay in dollars and see credits and usage — never a wallet. The on-chain ledger is invisible plumbing, the way Stripe uses card networks without making you think about them.
Production engineering meets cross-border finance and operations.
Jerry is an engineering graduate from the University of Waterloo with a 14-year tenure in financial technologies at Wall Street firms including Goldman Sachs and JPMorgan. He built LobsterFarm's live API wrapper — running in production on Cloudflare Workers — and the BSV SDKs (Rust/WASM + Elixir, 309+ tests) behind the credit ledger and per-call metering. The routing and accounting layer is reuse, not research.
Ming is a CFO and finance & operations leader with 23+ years across corporate leadership, regulated banking, and investment banking. A former Deutsche Bank TMT banker (~$11bn in deals) and General Manager / Director at Commonwealth Bank of Australia (digital P&L for ~1.4m customers), he most recently served as CFO & Head of IT for a global IoT startup — leading Series B fundraising and building finance controls for IPO readiness. Columbia MBA, CFA.
A live wrapper already runs in production.
We're onboarding design partners now.
Demo, terms, and a short agreement — live within weeks.